Learn. Earn. Grow.

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Before you roll, move your money:

Players

Retirement day

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Sell an investment

Start a new game?

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How to play Finanza

Every game is one whole working life, from age 20 to 65. Everyone starts with $40,000 of pretend money. Roll two dice and move around the board: each lap is 15 years of life in a short game (3 laps) or 9 years in a full game (5 laps). Your age is on your player card.

🏁Payday each time you pass Start, for every year since the last one: your salary minus living costs ($30,000 a year), plus investment growth and rent. Loans grow 8% a year (not in Kids mode) and half your take-home pay goes to paying them off. Pay is lower in your 20s (learning years), highest in your 30s and 40s (prime years), and levels off in your 50s, when health costs begin. At 65 pay stops.
🎓Educate: study the next level (Diploma 2 years → Bachelor 4 → Master 2 → PhD 3). Study years earn no pay, but every degree raises your salary for the rest of your life. Courses are half price in your 20s and cost more in your 50s. Or answer a money quiz for $5,000.
💡Innovate: build an idea, or keep your day job. Building takes 1 to 3 years with no salary. Your education multiplies what it earns (×0.25 with none, up to ×2 with a PhD), and a degree in the same field adds a bonus.
📈Invest: pick one of two investments or pass. Bonds are safe, shares grow and can crash, start-ups are risky, property pays rent. Money invested young has the most years to grow.
🎉Enjoy: say yes to have fun and gain Wellbeing, or skip it and lose 1. Watch out for fun paid with loans!
🧘Meditate: +2 Wellbeing, then a world or life event (Kids mode: a money quiz).

Safety Jar: before you roll, save cash in your jar. It pays first when trouble hits. Wellbeing 0 means burnout: you lose 2 years resting, with no pay.

Retirement and winning: when you reach 65 you retire and stop rolling. When everyone is 65, each player sees whether their money lasts: savings and investments are spread over 25 years (65 to 90), plus rent from property, and compared with living costs. You can retire, your money runs out early, or you have to keep working. The winner is whoever could retire earliest with money that lasts past 90 — but only players with Wellbeing 4 or more can win. Rich and miserable doesn't count!

All money in Finanza is pretend. No betting, nothing to buy and no ads. Unless you play online with friends, nothing leaves your device.